Summer Parties and Gatherings Near Water Present Risks

An estimated 32 million people across the U.S. plan to host parties or gatherings near water this summer, according to new research by Trusted Choice® and the Independent Insurance Agents & Brokers of America (the Big “I”), yet they may not be aware of all the risks or prepared in case of an accident.

“Summer has arrived and for the next few months, many people will take advantage of the weather by hosting summer parties, testing the waters with sports and recreational watercraft, firing up outdoor grills and uncovering backyard swimming pools,” says Madelyn Flannagan, Big “I” vice president of agent development, education and research. “Summer can be lots of fun, but it’s important to take a few precautionary steps to limit seasonal risks.”

In a national survey, more than 43% of respondents, representing 98.6 million households, said they plan to host a party or any kind of social gathering this summer. Of those, more than 32%, representing more than 32.1 million households, indicated that their event will be held in or around water (such as a pool, beach, boat, lake, etc.).

“Before your next big summer party, we recommend meeting with a Trusted Choice® agent who is an expert in assessing your risks and insuring that you, your family and your home are adequately prepared,” says Robert Rusbuldt, president of Trusted Choice®.

Trusted Choice® offers the following tips to help make your summer a happy and safe one:

Summer Parties: Alcohol, Social Host Liability, Etc.

“Asking guests to stop drinking at your summer party can be very awkward,” says Flannagan. “However protecting your family and your guests is more important than an uncomfortable exchange at the neighborhood pool party. If you host a party and your over-served guest drives away and gets in an accident, you can be held responsible.”

·It's best to avoid alcohol consumption when swimming. Always consume alcohol responsibly when swimming or entertaining at your pool.

·Familiarize yourself with your state’s host liability laws, and to make sure you’re properly insured.

·Limit your guest list to those you know.

·Consider hosting your party at a restaurant or bar that has a liquor license, rather than in a home or office.

·Provide filling food for guests and alternative non-alcoholic beverages.

·Schedule entertainment or activities that do not involve alcohol.

·Arrange transportation or overnight accommodations ...